I spent ten years working for the Internal Revenue Service before leaving to start my firm.  After seeing so many individuals fall victim to unscrupulous financial advisors providing inadequate or even fraudulent financial guidance, I decided to leave the Service to run a practice where I can be an advocate for the average American citizen. I will be your first line of defense by providing sound financial advice to help keep your financial life on track and your financial goals moving forward.

I sincerely enjoy working with musicians and other freelancers as they have a collection of unique issues that need to be addressed.  Most are putting together benefits and resources across a range of different areas that were not made to work together.  I can help make sure that you can arrive at informed decisions about how to put together your financial life and what next steps need to be taken to ensure a smooth life outside of your finances.

As a former government employee and the husband of a teacher, I understand just how complicated benefit packages can be when trying to make them work together.  Many people, particularly governmental and educational employees, find themselves mired in benefits that they may not understand or see as valuable.  Some benefits are only offered once unless something major changes in your family life and even then, with narrow windows to assess the change and decide which benefits to accept, change, or drop.

I find a great sense of accomplishment and value in my ability to help clients as they transition through stages of life and levels in their career path.  By working together, we can apply my knowledge and experience and your goals and values to make a future that’s truly worthy as a next step.

To help provide the sound representation before the IRS, I am an Enrolled Agent.  I am also Certified Financial Planner to help underscore my goal of helping my clients as a fiduciary fee-only planner.  As a CFP, I take the task of placing my clients’ goals above personal gain very seriously.  To take that commitment one step further, I can wear no other hat when working with my clients on their financial planning issues as Next Steps is a Registered Investment Advisor and deals only in advice and makes no revenue from the sales of products or policies.

When not helping clients make sure all the parts of their financial lives are moving in concert, Antowoine can be found playing his Bassoon with local music ensembles or spending time with his family watching his son play in various youth sports programs.