Getting Your Dream Car
There is a lot more to planning for the day when you work by choice and not by necessity than just a magic dollar amount. Anyone who says that is all you need to know is not someone you need to know.
Investment Management
We will help identify your risk tolerance and risk capacity to make sure you can sleep while your investments are at work. This service starts with a detailed analysis of your current holdings. We then use that information along with your Risk Number® and a develop a plan to put and keep your investments on track to serve your goals.
Financial Planning
We will help put together a plan to cover a limited area of your financial life. This plan will help answer a specific question you may have about a particular item in your financial future. Some common examples include college planning, employee benefit optimization, and employer retirement plan savings.
Comprehensive Financial Planning
We will review your entire financial life and provide you with a detailed analysis of everything we see. We will systematically address every area to make sure you are getting the most out of your financial resources. This is our top level service that helps keep you ahead of the game while not breaking the bank due to it. Any financial service that we can provide is included with service at a reasonable cost.
Our New Home
The financial change of buying a house does not stop when you get the mortgage.
College Fund
Do you know how much it is going to cost to put your child through college? Turn this mountain into a molehill by examining your options— especially the ones that help you spend less on college costs overall.
Schedule a Free Financial Assessment
Considering your “next step” and not quite sure where to place it? Or, do you just want to make sure you are making the right choice? Please feel free to reach out to us for a no cost, no obligation consultation.
Current Projects
Helping fix a tax leak left by a lady with a penchant for other peoples pipes.
For this client, we are helping to put to rest a tax issue that was originally started by an employee who stole from our client. Our goal for this project is to help minimize the taxes due. We are applying our knowledge as a former IRS employee to pursue a favorable outcome for the client.
Making three jobs perform like one to help make life play beautifully like a masterfully-written symphony.
For this potential client, we are hoping to help coordinate work on the local school and university level along with a professional career and private studio. This potential client is a musician who we hope to help arrange his financial and professional lives into a finely crafted symphony.
Turning a real dream into a real investment by using more heads than one.
For this client, we are working on transforming one of her personal dreams (to become a real estate investor) into a reality using her current skills as a personal stylist to earn the savings to get started.
Complimentary Services
To help with the small challenges by keeping people tackling the small steps we provide a few complimentary services. Those services include Estimate Family Contribution computation for college-bound students. We also provide a “Retirement Readiness” Check-In where we review your retirement plan to see if it is on track. We also provide a free second opinion. We will review another advisor’s recommendations and provide feedback on how we would approach the issue be it the same or different. Sometimes having a second person agree with your plan gives an added measure of comfort when implementing it. We can also provide a no-cost phone consultation to address issues that can be solved with a fifteen-minute conversation. No sense in nickel and diming someone over something simple
About Next Steps
I am a financial planner who helps clients transition through life financially while making sure their next step is the right one. I have ten years of experience working for the Internal Revenue Service. Now, I find a sense of accomplishment and value in my ability to help clients in their various stages of life and levels in their career path.
I enjoy working with people who have a variety of unique issues to be addressed like musicians and freelancers.
- CERTIFIED FINANCIAL PLANNER™
- Enrolled Agent
It is Next Steps mission to try and ensure each client has the best tools, information, and resources available to us to make a truly well-informed decision in deciding where to place their Next Step.
Additional Services
To help with the inevitable, we provide tax preparation and representation services to help with any tax issues that may arise in your financial life. For our comprehensive financial planning clients, these services are included.